Evaluating the effects of geographic adjustments on poverty measures using self‐reported financial well‐being
利用消费者金融保护局的财务福祉量表，研究发现官方贫困率每上升1个百分点，低财务福祉比例增加0.59个百分点，而补充贫困率与财务困难负相关，因其地理调整将贫困指向财务困难更少的地区。
Abstract A central aspect of poverty measurement is identifying the people and places experiencing financial hardships. This paper explores this relationship using the Consumer Financial Protection Bureau's Financial Well‐Being Scale, which reflects individuals’ self‐assessments of financial challenges. Using this measure, for every 1 percentage point increase in a state's official poverty rate for working‐age adults, there is a 0.59 percentage point increase in the share with low financial well‐being. In contrast, the supplemental poverty rate is negatively correlated with the financial hardship using the CFPB measure. This reflects the supplemental poverty measure's geographic adjustment shifting poverty towards areas with lower rates of financial hardship.