情感支持与财务困境

Emotional Support and Financial Distress

Review of Corporate Finance Studies · 2024
被引 1
ABS 3

中文导读

利用美国和澳大利亚的微观数据,研究发现感受到情感支持的人更少陷入财务困境,且这种关系在兄弟姐妹间和个体内部分析中依然成立,情感支持有助于克服心理障碍并增强应对逆境的能力。

Abstract

Abstract This paper is the first to explore emotional support as an important determinant of household financial outcomes. Using microdata from the United States and Australia, I document that individuals who feel emotionally supported are less likely to experience financial distress. This relationship is not confounded by nonemotional aspects of social support and is confirmed by between-siblings and within-individual analyses. Further investigation suggests emotional support helps to overcome psychological barriers that impede individuals from taking precautions against adverse shocks. Moreover, when such shocks occur, those with strong emotional support can better cope with the adversity as emotional support boosts their confidence.

家庭金融行为经济学社会支持心理健康