Expenditure behaviour of pensioners: exploring differences between breadwinners and non-breadwinners
利用2018-2021年西班牙家庭收入调查数据，发现需供养他人的养老金领取者家庭总支出比无供养者家庭低10.2%，耐用品和非耐用品支出分别低10.4%和8.8%。
Abstract This article examines the expenditure behaviours of households headed by pensioners who are financially responsible for other household members. By analysing household-level consumption data from the Spanish Family Income Survey from 2018 to 2021, our findings reveal that pensioner-led households with dependents exhibit a 10.2 per cent reduction in total spending compared to pensioner-led households without dependents. Moreover, expenditure on durable and non-durable goods is lower by 10.4 and 8.8 per cent, respectively. We find no heterogeneous effects across income levels or with cohort-fixed effects.