(Dis)satisfaction with risk preferences
研究发现约半数人对自身整体风险水平不满意，多数人在某些生活领域认为风险不足而非过度，且内部因素（如情绪）比外部约束更重要，不满意与生活满意度负相关。
Abstract A common assumption of models of decision making under risk is that people choose the level of risk they deem optimal for themselves. We, however, provide novel evidence that people systematically choose risk levels that they report as unsatisfactory. Data from three surveys show that around 50 percent of participants report dissatisfaction with the level of risk they take in life overall, and that a large majority of participants are dissatisfied with their risk taking in at least some subdomain of life. Significantly, for most (although not all) domains, far more of those who express dissatisfaction with their risk taking believe they take insufficient as opposed to excessive risks. Probing mechanisms, we find that internal factors (e.g., emotions) are more important determinants of unsatisfactory risk taking than external factors (e.g., constraints). Our findings suggest that choices under risk, like choices across time, may be explained by dual process theories that incorporate both deliberation and emotions. We also find a strong negative correlation between dissatisfaction with risk taking and life satisfaction. While our data do not enable us to establish causality, this finding provides suggestive evidence that dissatisfaction with risk taking may be consequential for subjective well-being.