Global perspectives on open banking: Regulatory impacts and market response
研究了全球多个司法管辖区开放银行的采用情况，比较不同监管方式如何影响实施和市场反应，发现监管环境、技术基础设施和银行规模是造成市场反应差异的关键因素。
This study investigates the adoption of open banking across several diverse global jurisdictions, focusing specifically on regulatory and market implications. Employing a comparative analysis, we examine the dual nature of open banking as both a regulatory framework and a technological innovation, exploring how different regulatory approaches shape its implementation and market reception. Results indicate significant variation in market responses to open banking announcements, presenting evidence of the underlying factors driving these disparities, such as the role of regulatory environments, technological infrastructures, and bank size in shaping market reactions.