The Risk Culture Scale: A Measurement Tool to Comprehensively Assess Banks’ Risk Culture
基于金融稳定委员会框架开发并验证了一个量表，用于评估银行风险文化的所有维度，为银行和监管机构提供符合监管指南的风险文化评估工具。
In the wake of recent financial crises and scandals, risk culture has increasingly become the focus of various actors, such as supervisors, financial service providers, academics, and consultants. While it is acknowledged that a proper risk culture is needed to make banks safer, as an intangible, organizational, and social phenomenon, risk culture is difficult to define, and relevant literature is scarce. To fill this gap, we develop and validate a scale to assess all dimensions of risk culture according to the Financial Stability Board framework, thereby providing banks and regulators with an assessment of risk culture tools based on regulatory guidelines.