Pensions through the lens of the farmer in Ireland
研究了爱尔兰农民养老金覆盖情况、对私人养老金的态度及退休后主要收入预期，发现多支柱养老金结构适合农民收入多样性，但低收入农民不指望国家养老金，能负担补充养老金的农民也对系统缺乏信心。
Within the realm of social security and pension coverage, the self-employed community are a distinct cohort and within the self-employed, farmers are a further discreet sub-set. This paper set out to specifically examine the extent and nature of pension coverage within the farming community in Ireland, the attitudes of farmers towards private pension provision, and what farmers expect their primary source of income will be post-retirement. We find that the multi-pillar pension structure architecture is particularly appropriate and necessary given the diversity of incomes across farm systems. Notwithstanding this, our research suggests that not all farmers at lower income levels have the expectation of the State pension on retirement and not all farmers who could afford a supplementary pension have the confidence in the pensions system to make that commitment.