Financial inclusion and low-income women's new venture initiation: A Field experiment
通过实地实验发现,拥有银行账户能提升低收入女性的理财技能、机会识别和创业自信,从而促进新创企业启动,但在性别规范严格的环境中这种作用会减弱。
• Financial inclusion—access to formal banking—positively influences new venture creation among low-income women. • The link between bank account ownership and venture creation weakens for women in highly restrictive gender norm contexts. • Having a bank account boosts women’s money skills, opportunity recognition, and entrepreneurial self-efficacy. • The indirect effects are weaker for women in contexts with high vs. low restrictive gender norms.