Employers and Unemployment Insurance Take-Up
量化了雇主在失业保险申领中的作用，发现雇主效应显著且与申诉负相关，低工资工人申领更少、被申诉更多，雇主效应解释了收入梯度，均衡雇主效应可提高失业保险的累进性。
We quantify the employer's role in unemployment insurance (UI) take-up. Employer effects on claiming and appeals are substantial, and those effects are negatively correlated, consistent with appeals deterring claims. Low-wage workers are less likely to claim and more likely to have their claims appealed than median-wage workers. Employer effects help explain these income gradients, so equalizing employer effects on claiming would increase the progressivity of UI. Finally, the main source of targeting error in UI is that eligible workers do not claim.